|
RV policies offer various coverages and limits. The explanations of coverage are for
comparative purposes only. Please review your own specific policy for exact coverages and limits.
Whether you own a motor home, fifth-wheel trailer, or a pop-up camper, RV protection is critical.
Your recreational vehicle requires the same quality protection you want for your home, auto, and
personal possessions. You need a RV policy that is comprehensive and that generally offers these
coverages:
- Liability – pays for damage to the property of, or injury to, others for which you are liable.
- Medical Payments/Personal Injury Protection – pays for medical expenses for you or others injured
in your RV.
- Comprehensive – pays for loss or damage to your RV from vandalism, fire, theft, windstorm, falling
objects, flood and other perils.
- Collision – pays for damage to your RV resulting from the collision with another vehicle or object.
- Uninsured Motorist – pays for bodily injury caused by a hit-and-run driver or uninsured motorist
when you are driving your RV or while you are a pedestrian.
Emergency Assistance Package – this comprehensive package pays for the cost of towing or road service,
housing and transportation costs if your RV becomes uninhabitable, and the loss of personal property
in your RV.
|